Absolutely spectacular Crystal Beach stilt home needs NOTHING~ This 4 bedroom ~3 bath~ 4 car garage home has been renovated top to bottom and inside to out! First level offers over 500 sf of living with 1 bedroom 1 bath and a kitchenette - perfect for in law suite or your growing teenager. The main level of the home has 3 bedroom split plan with guest bath and a master suite with walk in closet and master bathroom. The gourmet kitchen offers beautiful stainless appliances, induction cooktop, oven and microwave combo with convection oven capability. The outside is paradise with a beautiful screened in porch area overlooking your fenced backyard with pavered decking, in ground pool, turf for easy maintenance, luxurious tropical landscaping and an outdoor kitchen ~ which makes for tremendous entertaining. Additional features include 5 year new roof, AC 2 years old, attic has been spray foamed for additional insulation, outside RV hookup, split garages with epoxy painted floors, workshop, 2 car garage on one side is screened to backyard, plus there is an additional shed built on for all that extra storage we need here in Florida! The home did have minimal flooding on bottom level during Helene (first time flooding) and has been completely restored. What are you waiting for ~ this home will not last!
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Our Executive Mortgage Banker:
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$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,349 | $4,349 | $5,963 |
Total Monthly Payment | $4,761 | $4,761 | $6,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.