Welcome to the gated community of Waterford Estates in Punta Gorda! Enjoy STUNNING sunsets from your covered lanai - one of the few in the community that allows for year round use! This beautiful LAKEFRONT single family home includes 4 bedrooms, 2 bathrooms, & a 2 car garage. The well appointed kitchen has a large pantry, center island, and plenty of cabinets for storage. The open concept great room overlooking the lanai & lake is the perfect place to entertain! The primary suite offers a spacious bedroom with amazing views of the lake and a private bathroom with dual sinks, an oversized linen closet, and a large walk in closet with new shelving & new tile flooring. The guest bedrooms and bathroom are on the opposite side of the home to allow privacy for your guests. Enjoy spending time on your private, extended, screened in lanai watching the sun set over the expansive water. One of only a few homes in this community to have an extended lanai, this one even has an aluminum roof and an oversized fan so you can enjoy the outside space regardless of the weather. This home has new paint, an interior laundry room, updated fans, screened front door, new carpet in the bedrooms, and new laminate in one of the guest bedrooms. The well maintained community features two swimming pools, an amazing clubhouse with a full kitchen, game room, fitness center, bocce and pickleball courts! Waterford Estates is conveniently located to downtown Punta Gorda, shopping, dining, medical, restaurants, parks, walking/biking trails, and so much more! Make your appointment to see this one today.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,129 | $2,688 |
Total Monthly Payment | $2,637 | $2,583 | $3,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.