Meticulously maintained home on a spacious and private 5-acre lot, perfect for those seeking a serene country lifestyle with modern amenities. This TURNKEY home has a split floor plan and extra living space in the glass enclosed lanai. The master suite includes a walk-in closet with a master bathroom suite recently updated with new vanity and toilet. The kitchen boasts a bay window and solar tube for natural light, along with a brand-new glass-top stove, lots of cabinets, and plenty of counter space. Enjoy the glass-enclosed lanai or step outside to the pergola for fresh air and relaxation. The property perimeter is fenced and is a dream for anyone with livestock, featuring 3 pastures, a corral, and automatic water feed, providing convenience and care for your animals. Plenty of space for a garden, chicken coop, or add-ons to the home. An electric gate at the entrance adds both security and privacy. Recent updates include a newer HVAC system (2022), new garage door, new windows, screens, and door on the rear lanai. A whole-house water filtration system ensures clean, pure water throughout the home. The 2 car-garage has a sink, cabinets, attic stairs, freezer, window, and exterior side door. Shed/workshop in the backyard is only a couple years old. Located in Oxford, you'll enjoy the peace and quiet of rural living while still being close to essential amenities like shopping, dining, and nightly entertainment in The Villages community. Don't miss out on this rare opportunity to own a well-equipped, move-in ready home on a beautiful piece of land at an exceptional price.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $33 | $33 | $33 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,365 | $3,014 |
Total Monthly Payment | $2,503 | $2,473 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.