1280 Denali DRIVE, Winter Haven, FL, 33881 | $440,000

New improved price. Seller motivated. This gorgeous 3/2. 5, two story home, in the Lake Lucerne II community, backs up to conservation land. Centrally located, it offers easy access to Orlando and Tampa. Have your morning coffee on the back porch looking over the water of the conservation land behind you. With this home being built in January of 2024 you get all the confidence of a new home with the added upgrades the homeowner made. Some of these include vinyl fences down the side and a metal fence across the back so as not to block the view of the water, a whole home water filtration system, upgraded appliances, security system and luxury vinyl flooring throughout excluding the stairs, bathrooms and laundry room. In the living room built-ins were added surrounding an electric fireplace. The open floor plan makes family gatherings easy. The kitchen has beautiful countertops, plenty of cabinets, a pantry and island with bar seating. Downstairs, besides the main living area, there is a bonus room that can be used as an office or additional bedroom, a half bath, and a 2-car garage. Upstairs you'll find a large master bedroom, 2 additional bedrooms, a loft that can be used as a family room or can easily be converted to a 4th bedroom, and a large laundry room. The owners had the master closet custom built for lots of storage and the master bath has plenty of room with a walk-in shower and dual sinks. In the garage you will find room for two cars, storage and a hybrid heat pump water heater. It heats your water and cools your garage. The community has a playground and 2 beautiful swimming pools to relax and enjoy after a busy day. Don't wait to come see this home! It won't last long. Schedule your appointment to see for yourself.

Features

  • Amenities: Playground, Pool
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,566
  • Acreage: 0.17
  • Est. Taxes: $1,525
  • HOA Fee: $214 Quarterly
  • Lot Desc: Cleared, Sidewalk, Street Dead-End
  • View: Water
  • Elem. School: Lake Alfred Elem
  • Middle School: Daniel Jenkins Academy of Technology Middle
  • High School: Chain of Lakes Collegiate High
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Range Hood, Refrigerator, Water Filtration System
  • MLS#: L4948912
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/L4948912/1280denalidrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/27/2025 8:03:33 PM)
Listing courtesy of LIVE FLORIDA REALTY   Phone: 863-868-8905

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1280 Denali DRIVE, Winter Haven, FL, 33881

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.276%
Monthly Tax Payment $127 $127 $127
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,312 $2,340 $2,968
Total Monthly Payment $2,514 $2,542 $3,170

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.