Lovely, updated and meticulously maintained home. The care and ownership of 20 years is readily apparent the minute you walk into the door of this perfectly located Seminole property. Never used as a rental, and NO STORM DAMAGE, as well as being in a NON EVACUATION zone, this is your perfect choice whether you are looking for your first home or downsizing to retire. Brand NEW ROOF recently placed for new owner’s peace of mind. Kitchen has been updated with not only newer, custom cabinetry with pull-outs, but also newer appliances, a built-in water purifier, and a convenient bar for additional dining. You will notice a unique wood paneled ceiling in the kitchen area, which accentuates the warmth of this home. The large, main living space easily accommodates a full sectional sofa as well as an electric fireplace that can be decorative or set to heat for those rare cold Florida Winters! Past the kitchen into the updated laundry room, which contains not only extensive cabinetry, but plenty of counter space for additional storage as well as the INCLUDED newer washer and dryer. Master bedroom is SPACIOUS as well as having an entire wall for coveted closet space. The second bedroom is across the hall, as well as the primary bathroom (updated) with walk-in shower. A secondary, FULL guest bathroom, in addition to a flex room/office/playroom full of natural light and located beyond the main living area, rounds out the interior space. You have beautiful outdoor space with a FENCED backyard through the French door, walking out to the tiled and covered patio with a 5 YEAR old hot tub that will remain with the home, as well as a large, composite deck for outdoor entertaining, that could easily fit a metal pergola for sun and rain coverage. A large shed (recently refreshed with paint) in the corner of the yard gives you additional storage for whatever tools or other items you may have. The 2 CAR garage is a rare find in this neighborhood and it has also had the garage door, as well as the side-entry door replaced. Parking of work trailers as well as small boats and other items is allowed in this community. This home is located just minutes to Seminole City Center, Seminole Recreation Center, biking trails, public transportation, as well as the Gulf Beaches and NOT in a FLOOD zone!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,949 |
Total Monthly Payment | $2,461 | $2,459 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.