Welcome to your dream home in Palm Harbor's premier 55+ golf community of Highland Lakes! This open and split floor plan gem is absolutely exquisite – no detail has been overlooked. Step inside and be greeted by luxurious crown molding, stunning luxury vinyl flooring, a rare wood-burning fireplace, and abundant natural light that bathes the entire home in warmth and brightness. The large master suite is a true retreat, featuring a private office/den, a spacious walk-in closet, and an en-suite bathroom with a lavish step-in shower. Say goodbye to dated popcorn ceilings – this home boasts not a speck in sight! The updated open kitchen is a chef's delight, complete with newer appliances and a convenient central location that opens up to a bonus sitting room. You'll love the easy flow from the kitchen through the convenient passthrough to the oversized Florida Room, perfect for entertaining or simply relaxing with a good book. High and dry in a non-flood zone with no insurance worries – this house just passed the 4-point inspection for homeowner insurance with flying colors! HVAC & hot water heater 2020, cost-saving deep water well, and whole house water filtration system this home is truly turn key. Highland Lakes truly offers more for less than any other Tampa Bay 55+ golf community. Residents enjoy free green fees on 3 private executive courses and free RV or boat storage. Stay active with pickleball, tennis, bocce, and shuffleboard leagues and beginner clinics. The main clubhouse hosts entertainment, social events, and fitness classes, creating a friendly country club atmosphere. The Arts and Crafts Annex features a woodworking shop and studios for classes, while the Lake Tarpon Lodge offers a heated pool, party/picnic facilities, fishing pier, and community pontoon boats. Security is a priority with free RV or boat storage in a secure lot, private boat ramp, and an open dock for easy access. Don't hesitate - this could be the home you've been waiting for. Schedule a showing today and live the luxurious, active lifestyle of your dreams!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,375 | $2,317 | $2,925 |
Total Monthly Payment | $2,719 | $2,661 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.