Welcome to Terrace Park at Five Towns in St Petersburg, the popular 55+ active adult, amenity filled condo community located 10 minutes to the beach and close to downtown St Pete! Are you ready to be wowed? This gorgeous, second floor, 1360 SF end unit, updated two bedroom, two bath condo has it all including a great water view, open floor plan, huge laundry room with utility sink and storage cabinets, on trend completely updated kitchen with beautiful quartz counters, designer tile backsplash. coordinating colors custom cabinets, stainless steel appliances, huge center island with seating for three, under cabinet lighting and updated lighting. Hurricane ready with new impact windows throughout plus both windows and screens on the lanai to enjoy year around comfort. Immaculate and move in ready with luxury vinyl plank flooring through most of condo with tile floors in the baths (no carpet!), popcorn ceilings removed, fresh neutral paint, new baseboards, new vanities, toilets, mirrors and lighting in baths and custom window treatments. Enjoy spending time out on your enclosed lanai watching the wild life and taking in the water views. Other area amenities include: close to the Pinellas Trail for biking, Abercrombie park, Seminole City Center, Publix next door with Target and other stores nearby. Condo fees are $741. 28/month and include cable, internet, natural gas for heating and cooking along with all the other typical services. This spacious and desirable end unit, water view condo is ready to go and the community cannot be beat. See this lovely condo today! Some or all furnishings offered in a separate bill of sale. Milestone inspection completed, report in attachments.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $1,904 | $1,902 | $2,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.