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3896 VT Route 15, Wolcott, VT, 05680 | $229,000
Nestled on the edge of Wolcott, this cozy Cape offers a delightful blend of convenience, comfort, and natural beauty. With Lamoille River frontage, a sprawling lawn perfect for outdoor gatherings, and a host of modern updates, this home is a rare find. Step inside to discover the charm of this well-maintained home, featuring a new furnace, updated electrical and water systems, and an on-demand hot water heater, ensuring ease of living for years to come. The wraparound screened porch invites you to relax and enjoy the serene surroundings, whether sipping your morning coffee or unwinding at sunset. Outside, you'll find a spacious two-car garage, ideal for vehicles, storage, or a workshop. The huge paved parking area offers ample space for guests, recreational vehicles, or extra parking. Conveniently located just 3 minutes from the elementary school, even closer to the recreation field, and within a short drive to Morrisville and Hardwick, this property is perfect for those seeking a balance of rural charm and accessibility. For those that like an active life style, the Lamoille Valley Rail Trail offers 93 miles of 4 season use, just over the river from this house!!! Jump on your bike, x-country skis, or snowmobile and travel between Swanton and St Johnsbury. Don't miss the chance to make this your new home!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape
- Year Built: 1967
- Garage: 2-car Garage
- Heating: Forced Air
- Cooling: Other
- Basement: Stairs - Interior,Unfinished,Walkout
- Approx Sq. Feet: 960
- Acreage: 1.5
- Est. Taxes: $3,202
- Lot Desc: Country Setting,River,River Frontage,Near Paths,Near Snowmobile Trails,Rural
- Elem. School: Wolcott Elementary School
- Middle School: Choice
- High School: Choice
- MLS#: 5022997
- Website: https://www.raveis.com
/prop/5022997/3896vtroute15_wolcott_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/26/2024Listing courtesy of KW Vermont-Stowe Phone: 802-760-3100
Listing Agent: Kevin Petrochko
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3896 VT Route 15, Wolcott, VT, 05680
$229,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,265 | $1,234 | $1,558 |
| Total Monthly Payment | $1,607 | $1,576 | $1,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484