You CAN have it all: your secluded country house nestled in the trees overlooking a pond, magical in all seasons, minutes walk to the river, restaurants, shopping and more. Five minutes drive to charming Croton on Hudson village, USA Today's "Best Place to Live" in NYS, and to two MetroNorth stations, GCT commute 46 min express. Sited on a lovely half acre with the privacy of five. Contemporary feel with one level main living area, walls of windows, open flow, hardwood floors, two fireplaces, primary with ensuite bath; full finished lower level that lives like a separate apartment, great for guests or AirBnB - cover your taxes and more. Specimen trees and perennial gardens, plenty of flat yard for play/entertaining (major parties have been hosted here), tucked away on your very own Walden Pond. Privacy, woods, river, water sports, hiking, restaurants, music, all less than an hour from NYC. Taxes w/ STAR approx $9, 457. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, ConstructionDescription: Clapboard,
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Our Executive Mortgage Banker:
Our Insurance Division:
$648,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $518,400 | $518,400 | $518,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $895 | $895 | $895 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,449 | $3,406 | $4,372 |
Total Monthly Payment | $4,436 | $4,393 | $5,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.