Delightful 3 bedroom, 2 Bathroom WATERFRONT POOL HOME located in the heart of Port Charlotte. GULF ACCESS! This light and bright home features a Living Room with wood floors and large windows with lots of natural light. The Living Room opens to the spacious Kitchen with wood cabinets, stone counters, tile floors, pass thru to family room. There is an island with built in oven, cooktop and hood. All appliances are stainless including the dishwasher and double door refrigerator. The 25x10 Family Room has tile flooring and bar area. Sliding glass doors and large windows offer a fabulous view of the swimming pool and waterfront. The Master Bedroom and one of the two bathrooms are off the Family Room. This bathroom has a walk in shower with attractive tile work. The Master Bedroom has a deep built in closet and numerous windows offer views of the backyard and water. There are two additional bedrooms with double closets and the second bathroom has a tub/shower combo and vessel sink. The fenced backyard is a private oasis with lush tropical landscaping, avocado tree, mango tree, gazebo, and 12x20 inground swimming pool. Continue to the waterfront with 12x10 wood dock (wood was replaced in 2017) and concrete seawall. The canal offers access to Charlotte Harbor and on the the Gulf of Mexico. There is NO HOA, utilities are county water and sewer. Exterior construction is block and stucco and there is a modified bitumen roof. Wall units provide A/C and the living room unit provides heat as well. Flooring includes wood, tile and carpet. There is a one car carport and the laundry room access is in the carport. This home is minutes from shopping, dining, medical care, entertainment and is a short drive to waterfront parks and the Charlotte Sports Park, spring training home for the Tampa Bay Rays. This home is perfect for year round use or a winter getaway!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,524 | $1,942 |
Total Monthly Payment | $1,756 | $1,736 | $2,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.