1BR on the top floor of a Harlem townhouse. Southern exposure in the living room provides great natural light and northern exposure in the bedroom located in the back of the building. Living space large enough to divide the front room into a dining area and a workspace. A long hallway connecting the living room and bedroom can provide a cross breeze in the spring/summer. Two large closets in the bedroom. Pass through kitchen with a wood finished counter top and new appliances. Good cabinet space. Wood floors redone and new windows installed. Heat, water and cooking gas included. SORRY, NO PETS ALLOWED and NO SMOKING The Area Great location in Central Harlem. Easy access to trains on the east and west side. Less than 10 minutes to the 2 & 3 trains on Lenox and the 4, 5 & 6 on Lexington as well as the Metro North stop at Park Ave. Restaurants nearby are Red Rooster, Sylvia's, Social Corner, Archer & Goat, Barawine, Babbalucci, Cantini, Yuzu Sushi, Settepani, Harlem Shake and Shake Shack. Whole Foods, Target, Trader Joe's, Food Bazaar, Staples, TJ Maxx and Insomnia Cookies are only a few blocks away. Trader Joe's and Target coming to 125th in 2023. Walk down 5th Ave to enjoy the greenery and oasis of Marcus Garvey Park. Step outside your door and see the New York City Marathon runners approaching the 21-mile mark while running down Fifth Ave. Require 24 hours advance notice but will work to accommodate you for a showing. This is a FEE listing. Broker Protected
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,880 | $1,880 | $1,880 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $16 |
Total Monthly Payment | $88 | $88 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.