Welcome to 302 Palm St. E. , Davenport, FL – a delightful home with a prime location in the heart of the community! This 3-bedroom, 2-bathroom residence offers the perfect blend of charm, comfort, and convenience. Best of all, you can enjoy the community parades that pass right down the street in front of your home – no need to leave your yard to join in the festivities!
Recent upgrades make this home truly stand out. A new drainfield was installed in 2022, and new AC in 2019 ensuring peace of mind for years to come. Additionally, a sunroom has been added, featuring air conditioning, insulated windows and roof – the perfect spot to relax, entertain, or simply enjoy your view in any season. This home also features a large carport area for extended entertaining or vehicle maintenance.
Inside, you’ll find a spacious living area with great flow, a functional kitchen ready for your culinary creations, and well-sized bedrooms to accommodate family or guests. The outdoor space offers plenty of room to enjoy, and the front yard is your front-row seat for all the local parade excitement.
Located near shops, restaurants, and major highways, this home offers small-town charm with easy access to everything you need, including a ball field at the end of the street with brand new amenities . Don’t miss the chance to make this one-of-a-kind property your own – schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $51 | $51 | $51 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,366 | $1,741 |
Total Monthly Payment | $1,510 | $1,492 | $1,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.