Welcome to 20 Becket Lane, a spacious and thoughtfully designed home nestled in the Indian Trails neighborhood of Palm Coast, Florida. This 3/2/2 single family residence offers 2, 368 square feet of living space, featuring a blend of comfort, functionality, and modern updates. The kitchen is beautifully appointed with granite countertops and wood cabinetry, while the family room boasts a cozy wood-burning brick fireplace and a convenient wet bar. A separate formal dining room and living room add elegance to the layout, complemented by a versatile den with a built-in desk and plenty of storage. No HOA fees.
The outdoor space is perfect for relaxation and entertaining, with a covered patio, a deck, and a fenced yard complete with a storage shed. Recent updates include a new roof installed in 2020, solar panels for energy efficiency, and a RainSoft water softener. Situated close to shopping, medical facilities, and all the amenities Palm Coast has to offer, this home combines practicality with prime location. Don’t miss the opportunity to make this exceptional property your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,151 | $2,715 |
Total Monthly Payment | $2,568 | $2,514 | $3,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.