CHARMING CAPE-STYLE HOME!! This home has modern updates and is a prime location. Welcome to this beautifully maintained 4 bedroom, 2 bathroom home with a full dormer. Perfectly situated in a quiet, centrally located neighborhood near the hospital and downtown. This home combines timeless charm with modern conveniences making it the perfect choice for anyone that is seeking comfort and convenience. Two large bedrooms and a full bathroom with hardwood flooring upstairs; two additional bedrooms and a 3/4 bath with walk in shower downstairs. Newer heat system, roof and hot water tank for peace of mind. Finished bonus room in the basement. Newly updated refrigerator, dishwasher, washer and dryer plus a portable generator for added convenience. Large, fully fenced backyard and 3 season room for entertaining, gardening or pets. One car garage with direct access to the home. Don't miss your chance to own this move-in-ready home! Delayed Open House showings begin Saturday, 11/23 10-12 and Sunday 11/24 10-12.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,475 | $2,472 | $3,190 |
Total Monthly Payment | $3,021 | $3,018 | $3,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.