203 8th STREET W, Palmetto, FL, 34221 | $379,000

This Florida style home offers a great opportunity in a prime location. With 3 bedrooms, 2 bathrooms, and an office, this property sits on an oversized lot, providing plenty of space for various uses. The home boasts a newer kitchen with an eat-in dining area, adding to its charm and functionality. Conveniently located near shopping, entertainment, and restaurants, it's just minutes from Downtown Bradenton, the beaches of Anna Maria Island, The Shops at Ellenton, and only a short drive to Downtown St. Petersburg. With easy access to major highways, including I-75, US HWY 301, US 19, and US 41, this home is perfect for a variety of purposes. It could serve as a family home, a rental investment, or the property is also ideal for those seeking to open a business due to its residential zoning but commercial designation. Plus, there are No CDD, No Deed Restrictions only minimal City rules, so you can park your boat or RV. This property is a rare opportunity to live and work near the bustling areas of Palmetto and Bradenton. Buyer to verify all information and measurements.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room, Outside
  • Style: Ranch
  • Year Built: 1971
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,685
  • Acreage: 0.32
  • Est. Taxes: $4,710
  • Lot Desc: City Lot, Oversized Lot, Street Dead-End
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: A4630179
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4630179/2038thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 6:50:05 AM)
Listing courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC   Phone: 941-737-1500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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203 8th STREET W, Palmetto, FL, 34221

$379,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,200 $303,200 $303,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $393 $393 $393
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,017 $2,015 $2,600
Total Monthly Payment $2,484 $2,482 $3,067

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.