This home features 2 bedrooms and 2 bathroom, a screen lanai, very well taken care of home. The list price includes the SHARE (valued at $55, 000)! The lanai is has ceramic tile and is very spacious, home has recently had the vapor barrier installed and the shirting all the way around the home protects under the home. The sub-flooring is plywood and seems to be in very good condition, most of the flooring in the home is a wood laminate look with ceramic tile in the bathrooms. The front room has been professional enclosed in the past and is now being used as a Florida room, although it would make a great office, or any other bonus space. This home is being sold fully furnished, with the seller only taking a few personal items. Home shows very nicely, the next owner should love the front very spacious kitchen, ample amount of cabinet space, pass thru window and a closet pantry, owner had installed a new microwave this month. Sunset Palms is in close proximity to the beaches, airports, I – 275, churches, restaurants all kinds of shopping, etc. … This park is 1 of Pinellas County‘s best kept secret in my opinion, very inexpensive living at ONLY $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful heated pool and spa, fitness center, library, shuffleboard, billiard table, and a small lake at the back of the park, laundry room, and your very own private entrance to the super Walmart… on foot, bicycle or golf cart… Etc. , etc.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $123,920 | $123,920 | $123,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $845 | $824 | $1,054 |
Total Monthly Payment | $1,110 | $1,089 | $1,319 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.