Welcome to your dream retreat in the heart of the vibrant 55+ Spruce Creek Preserve community! This meticulously maintained 3-bedroom, 2-bathroom home is nestled in a peaceful cul-de-sac, offering privacy and serenity. Backing up to the scenic Greenway, this oversized lot provides a daily front-row seat to nature's wonders—deer sightings in your own backyard are just the beginning! Step onto the enclosed lanai, perfect for savoring your morning coffee, immersing yourself in the tranquil surroundings, or simply relaxing with a good book. The additional screened patio offers even more space to unwind and enjoy the outdoors. Inside, the open living and dining areas are bathed in natural light, creating a welcoming atmosphere. The large master suite features a walk-in closet, while the spacious indoor laundry room doubles as a utility room with plenty of space for storage. This home could be move-in ready, with furnishings available as an optional addition. Spruce Creek Preserve boasts a plethora of amenities, including a community center, heated pool and hot tub, golf course, tennis and pickleball courts, horseshoes, bocce ball, basketball, and a restaurant within the golf club facility. The community's prime location along the Greenway provides access to picturesque walking and biking trails, making it a haven for outdoor enthusiasts. Beyond the community, you'll find an array of attractions within easy reach—from the Gulf Coast’s stunning beaches and Daytona Speedway to the World Equestrian Center, Orlando’s theme parks, and historic St. Augustine. Whether you’re seeking adventure or relaxation, this home offers the best of both worlds. Don’t miss out on this amazing opportunity! Contact us today to schedule your own private showing and experience everything this home and community have to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,768 | $1,725 | $2,178 |
Total Monthly Payment | $2,147 | $2,104 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.