Buildable lot plus spacious 2 bedroom, 1 bath home. The city planning department has provided written notice that lot 11 can be separated by submitting for a Parcel Separation request through the Pinellas County Property Appraisers Office. The existing structure meets the minimum required 5-ft set backs. Be the 1st to see this cute 2-bedroom, 1 bath home, in the heart of St Petersburg, no flood insurance, zone X. Minutes to downtown, easy access to the Pinellas peninsula, a short distance to Pinellas County’s beautiful beaches or simply jump across a bridge to Hillsborough or Manatee County. If you have been looking for a home with a yard this property is for you. The home sits on a double lot built to the northern elevation allowing for almost anything on the southern portion of parcel. The attached 1 car garage with alley access has storage above, washer/dryer hookups and plenty of room for a workshop. The garage is even plumbed for an additional toilet. The home boasts a 286 SF screen patio and a 186 SF enclosed front porch that is just waiting for a gardener looking for the perfect green house set-up. Build your dream home with a possible ADU while living next door. The possibilities are endless.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,048 | $2,586 |
Total Monthly Payment | $2,331 | $2,279 | $2,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.