What a lovely, move-in ready, well-tended all brick home! Will not disappoint with updates and neutral color scheme throughout. Located in a single street neighborhood in the heart of town. This traditional brick has a welcoming entry to a large, vaulted-ceiling living room, beautiful hardwood floors and a gas log fireplace just ideal for this time of year. The primary bedroom has a large, updated bathroom with quartz countertop, double sink vanity, a soaking tub and an updated, walk-in shower. A French door in the primary bedroom leads to the screened porch. The kitchen has been updated with quartz countertops, tile backsplash, a recessed sink and stainless appliances, and the breakfast area also leads to the screened porch. The HVAC is only five years old, gutters were replaced in 2022, and the garage door is only 6 months old. The attic not only offers additional storage with a pull-down staircase and existing flooring but also has the ability to be converted to an additional room if desired. Just need to add a permanent staircase. The yard is so pretty and is easy to maintain with concrete edging and a sprinkler system in the front and back! Pride in ownership with this home! Better act fast!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,878 | $1,832 | $2,313 |
Total Monthly Payment | $2,064 | $2,018 | $2,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.