Charming Cape-Style Home in Wantagh, NY Welcome to this classic Cape nestled in the heart of Wantagh! This cozy home offers 4 bedrooms, 2 bathrooms, and a layout perfect for living. The main level features a spacious living room, a comfortable dining area, a den and an inviting kitchen with ample cabinet space. Two bedrooms are located on the first floor, providing convenience and flexibility, while two additional bedrooms upstairs offer added privacy. Outside, the backyard provides a peaceful retreat with space for outdoor entertaining and relaxing. Situated in a beautiful neighborhood with parks, and easy access to transportation and shopping, this property is ideal for those looking to enjoy the comfort of suburban living while staying close to the amenities and attractions of Long Island. Don't miss out on this chance to own a lovely home in a prime location-schedule your showing today!
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$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,232 | $1,232 | $1,232 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,667 | $3,663 | $4,726 |
Total Monthly Payment | $4,991 | $4,987 | $6,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.