WOW!!! This is a RARE opportunity to have not 1, but 2, income producing properties just around the corner from the Swamp Rabbit Trail in quaint sought-out town of Travelers Rest. The ADU is currently being used as an Air BNB/VRBO FULLY FURNISHED and the accounts will transfers to the new owners. Walk up to the front porch of the Main house to be greeted by vaulted ceilings as you enter the living room, the opens to the dining and kitchen area. Off of the kitchen is the laundry area with room for storage, pantry and access to the back door leading to the back deck and driveway. Around the stairs, you will find the half bath, and main level primary suite complete with full bathroom that includes double sink vanity, large walk-in tiled shower and walk-in closet. Upstairs, you will find the large Loft area that overlooks the living room, and has access to the back balcony and attic/storage area. Down the hall from is the 2nd primary suite with full bathroom with vanity and tiled shower. Walk out the back deck to the dividing driveway, to the ADU unit and be greeted by the living, dining area and kitchen. Off of the main living space is a bedroom, stackable washer and dryer, and full bathroom with shower and vanity. Step out to the sliding glass door to enjoy the evening on the deck the wraps around the ADU. All of the items/furniture in ADU convey with Sale. All measurements are for main house only. Measurements of both units are in the pictures. Taxes are based on 6% (non-owner occupied rate). Per the City of Travelers Rest, both dwellings qualify to be a short-term rental with approval of business license from City of Travelers Rest. Total sqft is for both units. Main house is approx 1675 sqft and ADU is approx 480.
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,913 |
Total Monthly Payment | $3,867 | $3,786 | $4,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.