One or more photo(s) has been virtually staged. Welcome to your dream coastal retreat! This exquisite waterfront home offers direct access to the Gulf of Mexico, where you’ll enjoy nightly glowing sunsets and unparalleled views of the saltwater canal. Around $150, 000 in upgrades with a recent remodel, this home is a perfect blend of luxury, functionality, and comfort. Whether you're seeking a private sanctuary or a savvy investment property, this home checks all the boxes. Direct access to the Gulf of Mexico via a deep water canal and a floating dock with a 10, 000 lb covered boat lift—perfect for boating and fishing enthusiasts. The spacious open floor plan allows for a seamless flow from the kitchen to the living room, all while taking in 180° views of the tranquil water. Stackable sliding glass doors lead to an expansive deck, ideal for entertaining or simply relaxing while watching the dolphins and wildlife at sunset. A chef’s dream with custom 42” cabinets, sleek Cambria quartz countertops, a prep sink, stainless steel appliances, and a spacious kitchen island with an eat-in dining area. Breakfast bench with storage down below. Enjoy your morning coffee or a glass of wine at the built-in coffee/wine bar—perfect for hosting guests. Recessed lighting, custom beadboard ceilings, and an accent wall with an electric fireplace insert add to the charm. Hurricane impact doors and windows throughout ensure safety and peace of mind. The primary bedroom has been fully remodeled to include a large walk-in closet and a luxurious en-suite bathroom with quartz countertops, a seamless glass shower with Listello tile inserts, and a built-in shower bench. Step outside onto your private screened-in balcony to enjoy the breeze and stunning views. The lower level features a self-contained mother-in-law suite or potential Airbnb rental with a kitchenette, living room, bedroom, and full bath with a step-in shower. With its own AC and private entrance, it’s the perfect space for extended family, guests, or as a separate rental unit. Downstairs you will find extra storage rooms with lots of shelving and space. Both bathrooms have been thoughtfully remodeled. The guest bathroom features a seamless shower/tub combo with tile from tub to ceiling, and the master bath boasts high-end finishes throughout. The oversized lot offers ample room for a pool and screened lanai. The expansive deck is perfect for entertaining, watching sunsets, or simply soaking in the peaceful waterfront setting. Don’t miss the charming gazebo, an ideal spot to gather with friends and family by the water’s edge. Plantation shutters on all windows, motorized blinds in the master bedroom, and waterproof Hardie board in the in-law suite ensure the home is not only stylish but also practical and durable. Located near local restaurants, marinas, and parks, this home provides the ultimate Florida lifestyle. Explore nearby Weeki Wachee State Park, Jenkins Creek, and Rogers Park, or take a leisurely boat ride to Crystal River or Homosassa. Only an hour from Tampa International Airport, this home offers both privacy and convenience. With no HOA or deed restrictions, this property is also ideal for short-term rentals (Airbnb), offering a substantial potential income—perfect for investors or those seeking additional revenue. Buyers will receive a $15, 000 credit upon closing. Don’t miss out on this rare opportunity to own a piece of waterfront paradise. Contact us today to schedule a private showing and experience the magic of coastal living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,329 | $4,329 | $5,935 |
Total Monthly Payment | $4,866 | $4,866 | $6,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.