18675 Us Highway 19 N, #451, Clearwater, FL, 33764 | $169,900

If you're searching for a home in a vibrant, 55+ resident-owned waterfront community, this is the perfect opportunity. Located in a serene setting with just under 400 homes, this community offers exclusive access to a boat ramp leading directly to Tampa Bay, perfect for leisurely outings and water activities. This charming 2-bedroom, 2-bathroom home is an ideal winter retreat, offering peace of mind with no storm damage. Fully furnished and move-in ready, it features an updated primary bathroom with convenient access from both the hallway and the primary bedroom. Both bathrooms are equipped with walk-in showers, enhancing accessibility and comfort. The kitchen comes complete with all necessary appliances (including a dishwasher), and the land share is included in the list price. Most items in the shed will not stay. Washer and dryer will stay and were not in this unit during the hurricane's. They work great! THERE IS A BRAND NEW A/C System WITH NEW DUCTWORK INSTALLED November 2024! The community’s affordable maintenance fee of $350 covers water, sewer, garbage, and lawn maintenance. This is an incredible opportunity to own a slice of paradise in a welcoming, well-maintained community. Schedule your private showing today!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room, Outside
  • Year Built: 1970
  • Garage: Golf Cart Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 974
  • Est. Taxes: $1,607
  • HOA Fee: $350 Monthly
  • Lot Desc: City Lot, Near Marina, Near Public Transit
  • Adult Communities: Yes
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8324298
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8324298/18675ushighway19n_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 9:47:08 PM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18675 Us Highway 19 N, #451, Clearwater, FL, 33764

$169,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $135,920 $135,920 $135,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $134 $134 $134
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $939 $916 $1,156
Total Monthly Payment $1,148 $1,125 $1,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.