GREAT OPPORTUNITY!!! Incredible Waterfront Investment Opportunity within Gulf Harbors! This is a fantastic opportunity for investors or anyone looking for a bargain waterfront property, with the potential to customize and make it your own. The Homeowners Association (HOA) will be replacing the drywall, air conditioning system, water heater, and potentially more, making this a great chance to enhance a property with minimal upfront costs. DIRECT WATERFRONT LIVING: Enjoy the stunning views and serenity of living directly on the water as this prime location allows you to fish, observe manatees, dolphins, and a variety of Florida wildlife right from your doorstep. RESORT STYLE ACTIVE LIVING: Waterfront Walking Path: Take a stroll along the picturesque waterfront walking path, perfect for sunset views and wildlife watching. SWIMMING POOLS: Two refreshing pools to enjoy. RECREATIONAL AMENITIES: Shuffleboard, bocce ball, and a clubhouse with billiards, card room, and grilling area for residents to socialize and unwind. BOATING & FISHING: Gulf Harbors is renowned for its excellent boating and fishing options. Owners can join the Yacht Club or access the private Gulf Harbors Beach Club for even more recreational fun. COMMUNITY AMENITIES: Kayak storage, laundry facilities, 24-hour security, onsite management, maintenance of grounds & recreational areas. AFFORDABLE HOA FEE COVERS: Homeowners insurance, flood insurance, water, sewer, garbage removal, cable TV, internet, financial reserves, building exterior, grounds maintenance, 24-hour security & onsite management. IDEAL LOCATION: Located just minutes from the historic downtown New Port Richey, residents can enjoy top-notch dining, shopping, an aquatic and fitness center, and Sims Park with frequent events and concerts. This is a prime chance to invest in a vibrant community with an unbeatable waterfront lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$55,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $44,000 | $44,000 | $44,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $293 | $289 | $368 |
Total Monthly Payment | $502 | $498 | $577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.