Welcome to Caribbean Isles Residential Cooperative, a 55+, Waterfront community that stands out from many. This 3 Bed, 2 ½ Bath home offers an array of features for comfortable living. Some of the features include vaulted ceilings throughout, creating an airy and spacious atmosphere. The kitchen, with its eat-in area, has plenty of room. The living room, versatile in function, can be utilized as a living room or an expansive dining area. The Florida Room is surrounded by windows for maximum natural light. The Primary Bedroom features an ensuite full bathroom, while the second primary bedroom includes a convenient ensuite ½ bath, making it an ideal space for guests, separate from the main living areas. A full bath in the hallway adds to the convenience. Recent upgrades include replacement of all floors, a new AMS weather-lok roof-over system and HVAC system, ensuring modern comfort. Beyond the house, explore the community's outstanding Resort Style Amenities. Outdoor enthusiasts will appreciate the kayak and boat launch facilities, with direct access to Tampa Bay through the canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool offers year-round enjoyment. Indoors, the clubhouse beckons with a craft room and a spacious game room equipped with pool tables, card tables, an indoor bar, shuffleboard, and darts—perfect for fostering creativity and socializing. The community hosts a variety of activities throughout the year, from themed dinners to dances, ensuring there's always something exciting happening to suit your preferences. Centrally located between Tampa and Sarasota/Bradenton, this community offers easy access to an abundance of nearby activities. Beaches and amusement parks are just a day trip away. We extend a warm invitation for you to visit and discover why so many have chosen to call Caribbean Isles home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,185 | $1,169 | $1,484 |
Total Monthly Payment | $1,317 | $1,301 | $1,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.