Under contract-accepting backup offers. Priced to SELL! Discover your dream home in the beautiful gated community of MiraBay, offering unparalleled lagoon living with breathtaking open water views and Florida sunsets. This exquisite nearly 4, 000 sqft. residence boasts a BRAND NEW ROOF and 2 NEW A/C UNITS ensuring comfort and peace of mind for years to come.
Step inside to find an expansive open floor plan filled with natural light, featuring an office and a formal dining room. With an open floorplan, the two-story family room has soaring ceilings and water views! The heart of the home is the chef's kitchen, equipped with a built-in microwave, oven, GAS cooktop, dishwasher, disposal, 42" wood cabinets, a closet pantry, newly installed quartz countertops, a kitchen island, and a breakfast bar.
The spacious first-floor primary bedroom suite overlooks the water, offering an en suite bath with dual vanities, granite counters, a soaking tub, a separate shower, and a large walk-in closet. French doors open to a screened lanai and a vast backyard, providing plenty of room for a pool and the opportunity to create your own private oasis. Upstairs, a loft area is perfect for lounging, exercising, or playing. 2 bedrooms connected by a Jack & Jill bathroom are perfect for children, and across the hall the 4th bedroom elicits a luxury feel with french doors, freshly painted interior, and private en suite bathroom. The new Pergo waterproof flooring adds a touch of elegance throughout the home.
Outdoor enthusiasts will love the nearly 50' private boat dock AND 10, 000 lb boat lift to gain access to the waters of Tampa Bay. The brick-paved driveway leads to a 2-car garage, surrounded by tropical landscaping with a recently serviced sprinkler system and new Sod installed 2023.
Residents of MiraBay enjoy a 10, 000 sq. ft. clubhouse featuring the Galley Café, a state-of-the-art fitness center, and a vibrant community life with friendly clubs and groups. The community amenities include an Olympic-size heated pool, a 136-ft waterslide, a zero-entry wading pool, tennis, basketball, and pickleball courts. Enjoy the lagoon with available canoes, kayaks, paddleboards, and sunfish, or take a leisurely walk along the sidewalk-lined streets. Conveniently located close to beaches, shopping, restaurants, medical facilities, Historic Ybor City, major theme parks, and highways, this home offers the perfect blend of luxury, comfort, and adventure. Don't miss the chance to make this waterfront haven your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.239% | 6.849% | 7.037% |
Monthly Tax Payment | $951 | $951 | $951 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,363 | $5,163 | $7,099 |
Total Monthly Payment | $6,406 | $6,206 | $8,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.