This charming ranch-style home combines comfort, functionality, and a great location, making it a perfect choice for anyone seeking a starter home or a cozy retreat for downsizing. This delightful property features a warm and inviting living room with natural light creating a serene environment. Kitchen with updated features including granite countertops, stainless steel appliances. Perfect for culinary enthusiasts with eat in area for morning coffee and casual meals. Flowing from kitchen you enter the family room which features a wood burning stove adding warmth and character for those colder months. French doors opening out to a lovely deck ideal for entertaining, barbecuing, or simply enjoying the fresh air overlooking the sizable yard. 2 bedrooms, 1 well-appointed bath, unfinished walkout basement with potential for extra storage, workout area, or place for hobbies. This property is convenient to shopping areas, including groceries, pharmacies and close to major highways, easily access to all types of amenities. Close to Yale, and other institutions. Don't miss this opportunity to make this charming property your new home. This is an Estate, No Disclosures. Selling AS IS.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $411 | $411 | $411 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,194 |
Total Monthly Payment | $2,189 | $2,187 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.