22 Dennis Drive, Islip (Ronkonkoma), NY, 11779 | $449,000
This California Ranch Style home is conveniently located near the Long Island Expressway, the LIRR, and Macarthur Airport! Original owner. Low property taxes! 22 Dennis Drive boasts one of the largest plots of land on the block with a considerable backyard. Enjoy an abundance of storage space with a substantial single car garage and partially finished full basement. Several relevant updates; including a younger roof (within 10 years) with rain-guard gutters, 200 amp electric service, gas powered generator with Centurion 100 amp transfer switch, a low rise shower base in the primary bathroom and vinyl plank flooring throughout the ground level of the home. Ground floor layout consists of 3 bedrooms, kitchen, dining room, living room and 1st floor bathroom with Jack and Jill style doors. Primary bedroom was expanded to a unique roomy layout, with glass doors to a small private deck. The partially finished full basement (with full bathroom) creates so many potential possibilities for future usage! This home is waiting for its new owner to add their own personal touch.
Features
- Town: Islip
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1958
- Garage: 1-car Detached
- Heating: Natural Gas, Forced Air
- Cooling: Wall Unit(s)
- Basement: Full, Unfinished
- Acreage: 0.22
- Est. Taxes: $7,004
- Lot Desc: Level, Near Public Transit
- Elem. School: Hiawatha School
- Middle School: Samoset Middle School
- High School: Sachem High School North
- School District: Sachem
- Appliances: Dishwasher, Dryer, Refrigerator, Washer
- MLS#: 3592798
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/3592798/22dennisdrive_islip_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 Dennis Drive, Islip (Ronkonkoma), NY, 11779
$449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $584 | $584 | $584 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,080 |
| Total Monthly Payment | $3,049 | $3,046 | $3,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535