This beautiful Villa is a former Builder's model located on a cul-de-sac with open backyard views in the gated community of Spring Ridge. Spacious 3 bedroom 2 Bath 2 Car garage home with model home upgrades and quality updates by the owners. Located on a cul-de-sac with no backyard neighbors and a short walk to the community clubhouse and pool.
Upgrades throughout include crown molding, wainscoting, designer paint, Plantation Shutters, recessed lighting, and beautiful light fixtures. Updates include New Roof (2024), New AC (3 years) New Washer & Dryer (3 years) & Refrigerator (3 years). The lovely entryway foyer opens into the living and dining areas. Formal Dining Room or Flex space on the right as you enter through the beautiful balcony and foyer. To the right, you'll find a HUGE kitchen with beautiful Corian countertops, a convenient Island, a breakfast bar, and a pantry. On the other side are 2 generously sized bedrooms, and a guest bath. A screened lanai overlooking the water retention makes for plenty of privacy. The spacious master suite features a huge walk-in closet, a master bath with dual sink vanity, a garden tub, and a separate shower. And the location? Conveniently located just North of Cortez Boulevard/SR-50, you're minutes from Sams Club, Walmart, Sprouts, Aldi, Publix, Panera as well as a myriad of dining options. Just minutes off the Suncoast Parkway for a short drive to Tampa! These former builder's models (with all those upgrades) don't come available often. Call to book your showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,955 |
Total Monthly Payment | $1,759 | $1,757 | $2,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.