Experience beach living at it’s finest in this exceptional 4 bedroom 4 bathroom with a pool and two outdoor decks and front overed porch located at 601 Cumberland Drive in Flagler, Florida. As you step onto the property you’ll notice he detached garage featuring a workshop with a car lift capable of lifting vehicles up to 9000lbs. This versatile space also boasts a full working kitchen with all the appliances, and a full bath providing convenience in the garage for guests enjoying the expansive pool deck or tinkering in the garage. The pool area is a true oasis, featuring brand new luxury brick pavers and easy access from the kitchen and dining area through the french doors. Perfect for entertaining or relaxing there is even a pass through window from the kitchen to give your guest those drinks or pass that food through without having to go into the home. The pool is generously sized and is inviting for all. The kitchen is complete with a cooktop island. In wall oven, in wall microwave, and abundant storage in the form of numerous cabinets. Adjacent to the kitchen, a full bar awaits, equipped with storage, a small beverage refrigerator, sink and stone countertops that compliment match the kitchen’s design. The home has had the air conditioner systems replaced for both the upstairs and downstairs systems. These new A/C systems are under warranty and were changed in August 2024. Each of the four bedrooms offers unique features and access to outdoor spaces. Bedroom 1 provides convenient access to the front porch and has assistance rails in the shower and around the toilet. While bedroom 2 boasts double french doors leading to the outside and has a vanity sink. Bedroom 3 offers a french door to the breezeway and luxurious jacuzzi tub in its own bathroom suite. The bathrooms all have travertine tile and upgraded sinks. The master bedroom, located upstairs, is a true retreat with a landing at the top of the stairs, an office/nursery space, and a spacious bathroom featuring a huge custom jacuzzi tub. Additional highlights include beautiful wood floors, a butlers pantry with a small refrigerator and microwave, and access to the expansive rooftop deck above the detached garage, measuring an impressive 40ft x 30ft. From this vantage point, enjoy breathtaking views of the canal and river, creating a serene backdrop for relaxation and entertainment. Notable property features include composite roof, no HOA restrictions, close walking distance from Flagler Beach, a 3 car detached garage with workshop, canal access for kayaking and water sports, central vacuum system, and a transferable flood insurance policy, providing peace of mind for the discerning buyer. Don’t miss the opportunity to make this exceptional property your own and enjoy a lifestyle of luxury and convenience in beautiful Flagler Beach, Florida.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,915 | $6,915 | $9,482 |
Total Monthly Payment | $7,397 | $7,397 | $9,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.