One or more photo(s) has been virtually staged. Rarely Available!! This maintenance free cozy community of only 35 Townhomes is nestled away in a private gated community and surrounded by nature. This two-story home features an open concept living area with rear screened porch overlooking the trees, 3BR, 2. 5 bathrooms and 2 car garage. The master suite on the second floor offers a screened balcony overlooking the beautiful nature and trees, the 2 guest bedrooms and loft area are also located upstairs. Interior finishes include tile flooring, quartz countertops in the kitchen with glass tile backsplash, tons of cabinets, pantry, Eat-in kitchen, stainless-steel appliances, minimum water use plumbing fixtures in the bathrooms, recently updated master bathroom, whole house water softener as well as an individual sink upgraded water softener offering double the filtering!! Minutes to shopping, dining, UTC Mall, Nathan Benderson Park and easy access to downtown Sarasota, Beaches and I-75. Opportunity for a VA Assumable Loan. Owner is NOT required to pay flood insurance. No damage was incurred by any of the hurricanes or storms. FOR LEASE IN A SEPARATE LISTING.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,757 | $2,689 | $3,396 |
Total Monthly Payment | $3,226 | $3,158 | $3,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.