This charming 2004-built home in Ocala, Florida, presents a fantastic opportunity for buyers seeking a well-maintained, move-in-ready residence in a desirable location. Boasting 3 spacious bedrooms and 2 bathrooms, this property combines modern functionality with the warmth of classic design.
Upon entering, you're greeted by a bright and airy open-concept living area, ideal for both family living and entertaining. The well-appointed kitchen features ample cabinetry, updated appliances, and a functional layout that encourages seamless flow into the dining and living spaces. Large windows throughout the home allow natural light to flood the rooms, creating a welcoming and inviting atmosphere.
The master suite offers a private retreat with generous space, a walk-in closet, and an en-suite bathroom. The two additional bedrooms are well-sized, perfect for family, guests, or a home office, and are served by a full bathroom.
Situated on a manageable lot, the backyard is a blank canvas for your landscaping or outdoor entertainment ideas, providing privacy and room for relaxation or play. The home also features an attached 2-car garage, offering convenience and additional storage space.
Located in the heart of Ocala, this home is within easy reach of local amenities, including shopping, dining, parks, and schools. With its proximity to major highways, residents can enjoy quick access to surrounding areas, including nearby lakes, golf courses, and the natural beauty of Florida’s horse country.
Whether you’re a first-time buyer or looking to downsize, this well-maintained, affordable property is an excellent choice. Don’t miss the opportunity to own this wonderful Ocala home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,120 | $259,120 | $259,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,724 | $1,722 | $2,222 |
Total Monthly Payment | $1,904 | $1,902 | $2,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.