Welcome to 21 Genoa Street, West Babylon, NY 11704! This spacious and beautifully updated 4-bedroom, 3-bathroom home is perfectly situated on a desirable corner lot in the heart of West Babylon. Step inside and be amazed by the bright, open layout featuring stunning hardwood floors throughout and a huge den room, offering endless possibilities for entertaining, relaxing, or creating the perfect home office. The attention to detail and modern finishes create a fresh and welcoming atmosphere, while central AC ensures comfort year-round. Outdoor living is a dream with the luxurious inground pool, ideal for hosting summer gatherings or unwinding in your private oasis. The attached 2-car garage provides ample space for parking and storage, adding to the home's exceptional convenience. Located just minutes from shops, parks, restaurants, and public transit, this move-in-ready home offers the perfect blend of space, style, and functionality. Don't miss this incredible opportunity to make it your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$789,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,999 | $631,999 | $631,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,182 | $1,182 | $1,182 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,205 | $4,200 | $5,419 |
Total Monthly Payment | $5,479 | $5,474 | $6,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.