This charming 2-bedroom 1. 5 bath home is waiting for you! Here's what you'll love: Convenient location. Situated in a looped subdivision of similar homes, offering a sense of community. Spacious and functional. Open concept kitchen, dining, and living room, with hardwood and tile flooring throughout. Updated tub shower with tile in the full bath. Stained wood shaker style kitchen cabinets with a butcher block island and countertops. A wide double window over the kitchen sink floods the space with natural light and overlooks the backyard. Escape to the serene backyard, partially fenced and accessible via a sliding glass door leading to a spacious composite deck perfect for enjoying the fresh air and hosting outdoor gatherings. Enjoy a tranquil atmosphere thanks to the added insulation in the attic and foam board on the upper basement walls. Keep your yard tools organized in the convenient shed. Don't miss your chance to see this home in person! Offers due Tues 11/26 at 1pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,151 | $2,715 |
Total Monthly Payment | $2,776 | $2,722 | $3,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.