220 45th AVENUE, St Pete Beach, FL, 33706 | $689,000

Welcome to your dream coastal retreat! This beautifully remodeled 2-bedroom, 2-bathroom beach house, complete with a versatile den, is a true gem nestled in the heart of Lido Beach, St. Pete Beach. With its gorgeous finishes and light-filled spaces, this home offers the perfect blend of modern elegance and beachside charm. As well as an oversized circle paver driveway and boat/rv parking behind the new vinyl fenced in property.

As you step inside, you’ll be greeted by an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas. The spacious living room features large windows that bathe the space in natural light, highlighting the exquisite details and stylish finishes. The open kitchen concept boasts incredible finishes, sleek tiles, a very clean look, making it a joy to cook and entertain. This home has been completely remodeled since the current owners purchased!

The primary bedrooms are split by the first bathroom, equally spacious and comfortable, perfect for family or guests. The additional den provides versatile space that can be used as a home office, media room, or play area.

Step outside to discover your own private oasis! The expansive backyard is designed for relaxation and entertainment, featuring shaded modern lounge space a sparkling hot tub surrounded by lush landscaping. Whether you’re hosting summer barbecues or enjoying a quiet evening under the stars, this outdoor space is sure to impress.

Located in a golf cart-friendly community, this home is centrally situated to take advantage of all that St. Pete Beach has to offer. Enjoy easy access to pristine beaches, delightful restaurants, scenic parks, and a variety of recreational activities.

Don’t miss the opportunity to own this exceptional beach house where every detail has been thoughtfully curated for a luxurious coastal lifestyle. Schedule your private showing today and experience the beauty of St Pete Beach living!

Flood Policy is assumable, and no insurance claim was needed or necessary during the storms. Don't miss the chance for a true Florida beach house!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 70 x 91
  • Laundry: Inside
  • Year Built: 1957
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,150
  • Acreage: 0.15
  • Lot Size: 70 x 91
  • Est. Taxes: $6,328
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8324397
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/TB8324397/22045thavenue_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:33:07 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-828-8615

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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220 45th AVENUE, St Pete Beach, FL, 33706

$689,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,200 $551,200 $551,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $527 $527 $527
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,807 $3,714 $4,689
Total Monthly Payment $4,426 $4,333 $5,308

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.