Exquisite & immaculate updated LEGAL 2 FAMILY home is a sun loving, energy efficient one of a kind dream located in the GIBSON AREA of VALLEY STREAM. Perfectly set up to start investing in your future. This 2 over 1 legal 2 features hardwood flooring, newly installed inground sprinklers in front, fencing/gate, electrical, newer roofing & 1 car sheetrock garage. Main level includes front to back views of living rm, formal din rm, galley style kit w eat in area, plenty of storage & counter space for home cooked meals. Rear south facing decking through sliding glass doors gives endless exposure allowing SOLAR PANELS run entire 1ST fl. reducing your carbon footprint & energy bills to nearly ZERO. Stay cool in the summer & warm in the winter with efficient European split units. 2nd apartmt is fixed on 2nd & 3rd fls & incl updated KIT w granite, newer refrigerator & stove, half wall semi open concept. Situated on 4000sqft lot inclu. Separate side entrance, FULLY finished bsmt w utility rm. This home is ready for it's new landlord
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,035 | $1,035 | $1,035 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,861 | $4,242 | $5,692 |
Total Monthly Payment | $4,988 | $5,369 | $6,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.