Come check out this 3-bedroom, 2-bathroom block home, built in 2005, situated on a spacious, fenced-in lot in central Spring Hill. This fully solar-powered home features a newer roof (2021) and AC (2020), keeping utility bills nearly non-existent! This 3 bedroom split floor plan has a primary bedroom with a private ensuite, complete with a walk-in shower and a large walk-in closet. The kitchen is super spacious with a breakfast bar and an open concept into the living room. The back of the 2-car garage has been converted into a versatile room currently housing the washer and dryer. It can easily be reverted back if desired, or kept as a spacious laundry room, mudroom, or extra storage area which is safe from the heat. You can enjoy Florida's weather on your oversized covered lanai which leads to your spacious double-fenced in yard that has tons of potential - it just needs a little love! Solar panels will be paid off at closing with the right deal, meaning NO MONTHLY PAYMENTS OR ELECTRIC BILLS, just savings! The property is located in a convenient location with Publix, Winn-Dixie, Walgreens, gas stations, fast food options, and various other service businesses all within a mile. Springstead High School is just 1. 2 miles away, and the Suncoast Parkway is accessible in approximately 10 minutes. Home has been deep cleaned since the pictures were taken. Repaired Sinkhole Property with reports - fully insurable.
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Our Executive Mortgage Banker:
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$339,988
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,990 | $271,990 | $271,990 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,810 | $1,808 | $2,332 |
Total Monthly Payment | $2,058 | $2,056 | $2,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.