Escape to your dream home in the heart of an enchanting island community! This inviting 2 bed, 2 bath home offers the perfect blend of laid-back island living and active fun. Nestled just a short walk to the ocean, Holiday Out also features beach-side amenities like an oversized pool, pickleball courts, shuffleboard, bocce ball, horseshoes, clubhouse, and so much more! You even have access to rent a boat slip in the adjoining community's private marina. What an incredible amenity!!! This 2016 built modular home features an open and spacious living room/kitchen area, comes furnished, and CAN BE FINANCED. Hardi Plank siding. Local restaurants and shops are within walking distance or just a short golf cart ride away. Discover the joys of island life—where every day feels like a vacation! Schedule a showing today and make this fun, coastal community your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$373,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $298,400 | $298,400 | $298,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,985 | $1,983 | $2,559 |
Total Monthly Payment | $2,243 | $2,241 | $2,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.