Experience the tranquility of waterfront living in this charming second-floor condo nestled within a vibrant community. Featuring two bedrooms and two baths, this low-maintenance retreat offers the perfect blend of comfort and convenience. Situated along the serene North Channel of Gulf Harbors, residents enjoy direct access to the vast Gulf of Mexico, ideal for kayaking and watercraft adventures. Inside, discover a stylish kitchen adorned with wood cabinets and granite counters, complemented by newer windows framing picturesque views of the water view from the Florida room. This cozy space is perfect for enjoying morning coffee while overlooking the serene waters. The dining area and family room are open and flow out to the Florida room, providing an inviting setting for relaxation and entertainment. Outside, residents can unwind with leisurely picnics as the sun sets or explore the private beach for snorkeling adventures. The community offers a host of recreational amenities, including shuffleboard, bocce ball, and golf cart-friendly pathways. Reserved covered carport parking and exterior storage ensure ample space for convenience. Residents also have access to two pools (one heated), a clubhouse, and social gatherings at the bocce ball or shuffleboard court. With South Gate just blocks away, you'll have easy access to a variety of shopping and dining options. Nearby attractions include golf courses, beaches, downtown New Port Richey, and the famous sponge docks of Tarpon Springs. For those seeking urban adventures, Tampa is just an hour's drive away, offering professional sporting events, beaches, and tourist attractions. Monthly fees cover essential services such as cable, internet, water, sewer, trash, insurance, and maintenance. The community welcomes residents of all ages, with rentals permitted after one year of ownership. With a new roof installed in 2023 and $1. 6 million in reserves, residents can enjoy peace of mind. Exclusive access to the Gulf Harbors Beach Club for a nominal fee of $180/year allows residents to enjoy a private beach. Optional furniture purchases provide the opportunity to personalize your waterfront oasis. Don't miss the chance to experience the unmatched charm of Gulf Harbors and make this serene condo your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,371 |
Total Monthly Payment | $1,395 | $1,394 | $1,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.