Step inside your new home! This 2 bedroom, 2 bathroom home has been well cared for and it shows. MOVE IN READY. As you enter through the door, you will notice a nice sized eat-in kitchen with matching white appliances to include dishwasher, built-in microwave, glass top stove/oven, and large side by side refrigerator with ice and water in the door and a reverse osmosis system and water softener All of the countertops in the kitchen and baths have been upgraded to beautiful matching granite. Durable linoleum in the kitchen, dining room and bathrooms, with Berber carpeting through the rest of the living areas. New roof in 2021, new windows in 2019, including the Florida Room. There are sliders right off of the living room leading to the Florida room that does have a portable air conditioner that does convey. There is also a door leading to the front yard from the Florida room. Larger bedrooms, the master bedroom features a spacious walk-in closet. The electrical panel has been updated as well. Two carports with a special storage room for laundry and utilities with very nice, high end washer and dryer that convey, but also a shed in the backyard that will convey with the sale. Upgraded ceiling fans with lights in the dining room. living room and Florida room. Mature landscaping that is easy to maintain on this . 25 of an acre lot. Spruce Creek North is a 55 + planned community with a community pool and community center. Near everything SW Ocala has to offer, such as shopping, medical, restaurants and more, right in the heart of everything.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $984 | $1,269 |
Total Monthly Payment | $1,104 | $1,103 | $1,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.