This waterfront boater’s dream of a home is located deep in the heart of this amenity rich gated community. As you pass the water fountains and go through the gates, there is an immediate sense of serenity especially as you drive down to where the home is located in a private enclave of homes with little to no traffic. This Immediately as you enter the front door, you are greeted by a living/dining area great for entertaining and equipped with a custom wine storage wall with a large Eurocave refrigeration unit. Head into the family and kitchen area to find a wide open space where the cook of the house can cook and still be part of the party. Enjoy ample storage and counter space on the oversized updated kitchen island. This property offers 5 bedrooms plus a BONUS room where one could dedicate an office, play room and/or a gym. The master suite is located on the first floor with an easy access door out to the pool lanai area. Get a quick work out in at home or use this space as an office or even a close to the master nursery/toddler room. Make full use of two seperate gargages for a total of 3 car spaces. Three guest rooms are located upstairs, one of which has an ensuite bath, along with a monstrous bonus room with a sunset veranda that overlooks the pool and waterfront. The custom saltwater gas heated pool and outdoor kitchen tiki bar entertaining area are awesome for both winter and summer outings by the water. The dock is equipped with dock light, electricity, salt water access and a boat lift; 24k LBS LIFT & UP TO 40FT BOAT!!!!! All allowing quick and easy access to the open waters of Tampa bay or mangroves to explore all within 5 minutes. Mirabay is an elite coastal waterfront community with amenities that are second to none. Amenities include the 24 hr. access-fitness center/gym; a clubhouse; cafe; a resort style swimming pool; a secondary pool; tennis courts; pickle ball courts; basketball courts; 2 playgrounds/ parks; and an activities director who coordinates all club activities for all age groups. Coastal living at its best with Paradise grilling Outdoor kitchen/Tiki Bar with refrigerator, natural gas built in grill, TV, lighting & stereo tiki hut; 2 stamped concrete paths on each side of home for easy access to the boat from the two seperate garages with custom storage in both. This home and community has it all!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $5,600 | $5,600 | $5,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $37 | $37 | $48 |
Total Monthly Payment | $112 | $112 | $123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.