Welcome to Euclid St Paul's neighborhood! This charming Florida bungalow offers TWO BEDROOMS, ONE FULL BATH and a detached building perfect for an in-law or rental income suite! Euclid St. Paul's neighborhood features tree lined streets and sidewalks with an exceptional community of residents who enjoy gathering for Front Yard Fridays, Holiday socials, Light Decorating contests, Bike Crawls, Halloween Haunted Hike hosted by neighbors and many more fun events. All while having easy access to Downtown St Pete! Just 10 blocks north of Central Avenue where you can enjoy exceptional local shops and restaurants. Located in flood zone X - a non evacuation zone. Enter the home to a sunny south facing enclosed front porch - a great spot for a home office or sitting area. The spacious living room is open to the formal dining area, and kitchen with two large pass thru bar counters allowing the kitchen to be part of the living space. French doors from the dining room and kitchen provide lots of natural light. The kitchen has a stainless steel appliances including a natural gas range, wine refrigerator and lots of cabinet storage and counter space! Down the hallway TWO LARGE bedrooms with lots of closet storage share a hall bathroom with tub shower and laundry closet. Added interior features include plantation shutters on all windows, hardwood floors, a cozy gas fireplace in the living room and inside laundry. If you love spending time outdoors, you will love the large screen enclosed porch - more than 150 sq ft of covered outdoor living and huge open patio with hex block pavers including a outdoor shower. Fully fenced, the outdoor space has some workshop / tinkering area that also serves as added storage for the home. Behind the patio, a DETACHED building perfect for your needs or rental income. The space offers private entry, a living area, bedroom and sink with cabinet storage & plumbing connections for added features, electricity and air conditioning. This structure is especially valuable because it has a grandfathered variance to remodel the footprint, a unique feature that properties without a detached building can’t provide. Off street parking provided on the west side of the main home. ZONED CRS-1 - This district allows multifamily structures. Additional density is possible when workforce housing is provided. Building heights typically range between one and three stories. This location/lot is also approved for ADU - accessory dwelling unit to allow for potential rental income. Roof 2005, AC 2017.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,704 |
Total Monthly Payment | $3,383 | $3,380 | $4,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.