You will fall in love with this Cape Cod sitting on 1. 18 acres. Live in the country, but you are close to Hwy 85 with easy access to Greenville and Anderson. This open floor plan is perfect for entertaining. Kitchen features a gas range. Primary on the main level with a sitting area ( could be a nursey or office ). Primary bathroom has so much character with the cedar tongue and grove ceiling, sunken jetted tub, separate shower and 2 closets. The other 2 bedrooms and another full bath are on the 2nd level. The over-sized garage has a roughed in space (electrical is installed) above it with over 700 square feet. This space has a separate entrance with a deck and a balcony on the front as well and offers so many possibilities. Fenced yard. But my personal favorite thing about this home (if I was made to pick one) is the backyard. The detached Sun room, the Koi pond, and the extensive decking just beckon you to enjoy and relax. Welcome home to 477 Ballard!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,782 | $1,782 | $2,270 |
Total Monthly Payment | $1,998 | $1,998 | $2,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.