Welcome to Bayside Terrace, a beautiful gated community, centrally located in Oldsmar. This END UNIT townhome built in 2019, brags 4 large bedrooms, 3 bathrooms, loft, game room, 2-car garage and a screen in lanai. The first floor has one bedroom with one full bath, a gourmet kitchen with a massive center island and breakfast bar, mudroom or dropzone area and pantry. Just off the great room you will find the screen enclosed lanai, finished with modern pavers and an 8' sliding glass door. Upstairs, the owner's retreat offers a large bedroom ensuite, huge spa tub with separate walk in shower and to op it off, an oversized walk in closet! Also upstairs are two more bedrooms, a spacious game room and loft area perfect for relaxing, studying or entertaining. The well appointed laundry room is also on the 2nd floor. Community perks include a state of the art gym, clubhouse, pool, BBQ grills, water access for kayaks or jetski launch. Come visit this one, you would want to call it HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$628,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,040 | $503,040 | $503,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,474 | $3,389 | $4,279 |
Total Monthly Payment | $3,962 | $3,877 | $4,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.