46 Medford DRIVE, Palm Coast, FL, 32137 | $399,000

Take a look! Back on market! Sea Colony is an oceanfront gated community offering security, peace, and tranquility. Roof 2017, New hot water heater, New HVAC. The beautiful lakes with fountains brings out the beauty of nature. This home is located steps to the beautiful clubhouse, heated pool & spa. Watch the sunrise on the beach then walk your furbaby on beach to collect those precious treasures. If you wish to relax you just walk out your slider into the screened porch overlooking the canal and watch nature at its finest. Just kick off your shoes and relax or put on those flip flops and go enjoy the festivities in Sea Colony. You can not find a home at this price steps to the OCEAN! It needs some updating but you can NOT buy a home this close to the ocean at this price. This is a popular floor plan. This home is minutes to tennis, pickle ball and basketball courts and golf courses. ICW is across the street from community for boating, skiing, kayaking, fishing. A new County park offers fishing, walking and bike trails, dolphin and whale watching, Minutes to Marineland! 30 minutes north to Historic St. Augustine and 30 minutes south to Daytona Beach to enjoy NASCAR. Look no further this is a great lifestyle with plenty of things to do. Clubhouse offers many activities. The social committee throws some really nice festive parties. The heated pool has pool aerobics. You can then relax in the heated spa. HOA fee only $250 a month! Shopping and restaurants are close by. Vacation at home! Enjoy the sun and fun of living in Sea Colony! With this location this home will not last long at this price! So take advantage of this opportunity to live by the beach! Golf carts are permitted in the community. Seller is very motivated !Lets make a DEAL! Great investment property or 2nd home. Call today to take a tour. You will be pleasantly surprised!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,416
  • Acreage: 0.12
  • Est. Taxes: $3,500
  • HOA Fee: $250 Monthly
  • View: Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC298915
  • Days on Market: 224 days
  • Website: https://www.raveis.com
    /prop/FC298915/46medforddrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 9:03:44 PM)
Listing courtesy of REALTY EXECUTIVES OCEANSIDE   Phone: 386-506-8008

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NMLS Mortgage Loan Originator ID 16953

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46 Medford DRIVE, Palm Coast, FL, 32137

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,205 $2,151 $2,715
Total Monthly Payment $2,572 $2,518 $3,082

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.