Welcome to this charming piece of St. Augustine history, where convenience meets character in the heart of America's oldest city. Situated in the historic neighborhood of Lincolnville, enjoy a short walk to the heart of town; less than a mile from the shops of St George Street, San Sebastián Winery, Flagler College, the Fort, Lincolnville Museum and Trolley Stop. This fully renovated two-bedroom, one-bathroom home offers a thoughtfully designed living space, perfect for those seeking a cozy retreat or an investment opportunity. Step inside to discover a home that brilliantly balances modern amenities with historic charm. The property has been meticulously updated throughout, ensuring comfort without compromising its authentic appeal. Located in a vibrant neighborhood, this property presents an excellent opportunity for rental income, including short-term vacation rentals, thanks to its prime location near Flagler College and St. Augustine's most celebrated attractions. Weekend tourists and history enthusiasts alike will appreciate the easy access to the city's renowned historical sites and bustling nightlife. Practical amenities include designated parking, a coveted feature in this historic district. The surrounding area offers everything you need within reach - from Project Swing Park for outdoor recreation to convenient shopping at nearby retail centers. Public transportation is easily accessible, making it simple to explore all that St. Augustine has to offer. If you're looking for a lucrative investment property that is low maintenance and has generated a great occupancy rate over the last several years, and has the majority of the furniture included at an acceptable offer price. Or perhaps you are seeking a peaceful retirement haven, or a charming residence in a historic setting, this home delivers on all fronts. Don't miss the opportunity to own a piece of St. Augustine's charm while enjoying modern comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,999 | $359,999 | $359,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,425 | $3,062 |
Total Monthly Payment | $2,905 | $2,844 | $3,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.