219 Lugano WAY, Debary, FL, 32713 | $550,000

This stunning 4-bedroom 3-bathroom home combines contemporary elegance with designer finishes and a tile roof. The plank tile floor flows throughout the living room, kitchen, and 3 bedrooms. Custom molding has recently been installed. Enjoy a gourmet-chef’s kitchen with quartz countertops, state-of-the-art appliances, gas stove, and an expansive island perfect for entertaining. The open floorplan features a large living room flowing into the dining room, kitchen and breakfast nook. The primary bedroom, nestled in the back of the home, has soft carpet floors, an en-suite with dual vanity, shower, garden tub, private toilet closet, and large walk-in closet. 2 other bedrooms are located near the front of the home with a bathroom between them. The 4th bedroom is currently used as an office with desks and shelving, which stays, and has a bathroom off the hall nearby. A full laundry room, which includes smart frontload washer and dryer and sink, plus additional storage space is off the main hallway. The long paver driveway leading to a 3-car garage means room for your vehicles and a golf-cart to ride around to enjoy the neighborhood amenities. Relax on your covered back lanai as you look out over your manicured lawn. No need to worry about rainy days, as French drains are installed. Your HOA covers a community boat ramp to the St Johns River, sparkling pool, fitness center, playground, park, sidewalks, and gated entry. Make your appointment to see 219 Lugano Way, a masterpiece of sophistication nestled in the heart of the exclusive Riviera Bella community in DeBary, Florida today!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 70 x 120
  • Laundry: Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2019
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,261
  • Acreage: 0.19
  • Lot Size: 70 x 120
  • Est. Taxes: $3,699
  • HOA Fee: $410 Quarterly
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: V4939594
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/V4939594/219luganoway_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 8:47:08 PM)
Listing courtesy of GOLDEN SAPPHIRE REAL ESTATE LLC   Phone: 386-846-2663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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219 Lugano WAY, Debary, FL, 32713

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $308 $308 $308
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,039 $2,964 $3,743
Total Monthly Payment $3,439 $3,364 $4,143

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.