This perfect little Southwest Florida getaway is waiting for you in Alligator Park, a wonderful 55+ community, in Punta Gorda. The home is TURNKEY & READY & WAITING! There are numerous updates to mention including the bigger ticket items like a NEW 2023 ROOF INCLUDING THE CARPORT AREA, 2024 WATER HEATER, & 2020 A/C with UV light, WATER FILTER, and updated ELECTRICAL PANEL. This 2 bedroom/2 bath home feels spacious with the extra 11’ x 35’ living area that’s part of the air-conditioned space. You can use the room for multiple purposes including dining, den, and space for visiting guests. The larger bathroom had a new walk-in shower installed in 2024. There are 2 places to park your cars, one approx. 11’ x 28’ and the other approx. 11’ x 37’, both refinished this year with a gorgeous dark grey epoxy flake finish. A 12’ x 16’ shed is at the end of the carport area. The PRICE OF THE HOME INCLUDES THE PARK SHARE OWNERSHIP OF $60, 000. Alligator Park has reasonable monthly fees that include your water, sewer, trash and lawn and is NOT IN A FLOOD ZONE. And don’t forget the large community pool. Golf carts are not only allowed but encouraged in this fun community. Your social life can be as active as you desire with numerous park activities. Alligator Park is also only a few miles from beautiful downtown Punta Gorda and the Punta Gorda Airport. Ask for additional information on all the furniture and other furnishings that will be included!!
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Our Executive Mortgage Banker:
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$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,200 | $135,200 | $135,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $877 | $866 | $1,123 |
Total Monthly Payment | $1,087 | $1,076 | $1,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.