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13589 Darnell AVENUE, Port Charlotte, FL, 33981 | $245,000
Looking for an affordable home in SWFL, a home away from home, or an eventual investment? This 3 bedroom, 2 bath home with oversized 2-car garage in the desirable Gardens of Gulf Cove offers an array of desirable features and updates, making it the perfect place to enjoy the Florida lifestyle.
Key functional updates are done: completely updated wiring (2021), new roof (2020), new hurricane shutters (2020), water heater (2019), HVAC system (2018). Other updates: installed recessed lighting in LR & kitchen (2021), remodeled main bathroom (2020) and thoughtfully designed tile backsplash in the kitchen (2020). No flooding with Helene or Milton.
As you enter the home, you're greeted by an open floor plan that seamlessly blends the living, dining, and kitchen areas. Ceramic tile floors flow throughout the entire home, including in the spacious Florida room.
Enjoy the outdoors in the screened-in front porch, or relax in the Florida room that’s full of windows, offering great views of the fenced-in backyard (perfect for your canine companion). Seller intends to leave large-screen TV, room air conditioner and stand-alone propane heater in the Florida room. The oversized garage offers ample space for vehicles, hobbies, and storage.
The home is in a prime SWFL location & sits within a community that has many amenities. Situated on a corner lot in a quiet, peaceful neighborhood, the home is part of a community that boasts two community centers, 5 scenic lakes where you're likely to see a variety of birds and wildlife, and two swimming pools (one heated). Tennis/pickle ball, shuffle board, horseshoes, billiards, exercise equipment and a library are just some of the activities available. The area also features underground utilities, public roads, sidewalks and streetlights ensuring convenience and safety.
Only a short 15-minute drive to Englewood and Boca Grande beaches, you’ll have easy access to a variety of shops, restaurants, golf courses, boating, fishing, and biking.
The current owner describes the community as “very peaceful, soothing, and safe, ” with plenty of opportunities to stay active and enjoy Florida’s outdoor lifestyle! Seller to provide Buyer a 1-year home warranty.
Features
- Amenities: Clubhouse, Fitness Center, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Storage, Tennis Court(s)
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full
- Lot Size: see Realist map
- Laundry: In Garage
- Style: Florida
- Year Built: 1975
- Garage: 2-car Driveway, Garage Door Opener, Oversized
- Heating: Central, Electric, Space Heater
- Cooling: Central Air, Other
- Approx Sq. Feet: 1,120
- Acreage: 0.19
- Lot Size: see Realist map
- Est. Taxes: $2,541
- HOA Fee: $470 Annually
- Lot Desc: Corner Lot, Sidewalk
- Elem. School: Myakka River Elementary
- Middle School: L.A. Ainger Middle
- High School: Lemon Bay High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: C7500702
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/C7500702/13589darnellavenue_portcharlotte_fl?source=qrflyer
Listing courtesy of EXIT GULF COAST REALTY Phone: 941-505-2950
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13589 Darnell AVENUE, Port Charlotte, FL, 33981
$245,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $212 | $212 | $212 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,354 | $1,320 | $1,667 |
| Total Monthly Payment | $1,641 | $1,607 | $1,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388