Beach Lovers, this is the perfect home for you at an INCREDIBLE PRICE! Don't overpay for a tiny beachfront condo with high monthly fees when this home offers space with 3 full bedrooms, 2 full size bathrooms + Den, Screened Patio and private fenced yard while only a short 2 minute walk to a gorgeous sandy & desirable Indian Rocks Beach. . . you never have to look for parking again to enjoy a relaxing day at the beach. The home has a large front yard with paver circle driveway on a 5685 sq ft lot with large, fenced backyard and screened in patio. The kitchen has beautiful granite countertops and lots of storage and connects to a separate large, formal dining room or den. The master bedroom is large in size with a large walk-in closet and attached master bathroom with updated step in shower. Outside, the screened in, covered patio is huge and perfect for entertaining at home when you are not out on the beach. With stunning views and soft white sand, This is the ideal beach spot to spend your day in the sun or visit great places to eat, activities and shopping including the local's favorite spot. . . John's Pass. Indian Rocks is also not very touristy, its a little less busy and home to many locals that call this area home. Updates you will love is the tile flooring in the main areas, updated electrical panel, 2022 AC system, Updated plumbing, paver circle driveway, automatic roll-down hurricane shutters & Newer roof. Don't miss the opportunity to own this home right by the beach at a great price and enjoy living the Florida lifestyle. The home was flooded in Helene. Some damage has not been corrected - minimal damage - the affected drywall was removed, the pictures were taken before the flood.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $647 | $647 | $647 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,591 | $3,503 | $4,423 |
Total Monthly Payment | $4,330 | $4,242 | $5,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.